Ratio between the organization's loans receivable gross and its total deposits as of the end of the reporting period, used to assess an organization's liquidity.
Ratio between the organization's loans receivable gross and its total deposits as of the end of the reporting period, used to assess an organization's liquidity.
This metric is intended to capture a measure of a bank or other financial institution’s liquidity: the ratio of loans granted (receivable) to deposits held.
June 2022 - IRIS v5.3 Released (current version)
Immaterial change. Minor revisions to metric name and usage guidance for clarity.
January 2020 - IRIS v5.1 Released
No change.
May 2019 - IRIS v5.0 Released
No change.
March 2016 - IRIS v4.0 Released
No change.
March 2014 - IRIS v3.0 Released
Material change. Loan to Deposit (LTD) Ratio (FP1192) replaced Deposits to Loans (FP1192). Metric name and definition modified to provide clarity based on best practices and standard guidance.
November 2011 - IRIS v2.2 Released
No change.
February 2011 - IRIS v2.1 Released
No change.
September 2010 - IRIS v2.0 Released
Immaterial change. IRIS ID changed due to framework upgrade. Minor revision to definition language for clarity.
September 2009 - IRIS v1.0 Released
New metric. Deposits to Loans (M26) was developed via the Original IRIS Working Group.