For example, for financial institutions (including microfinance institutions), the disaggregation "active" applied to Client Individuals (PI4060) would include the number of individuals who currently have outstanding loan balances with the organization. For those financial institutions offering deposit products, the disaggregation "active" applied to Client Individuals (PI4060) would include the number of individuals who have active deposit accounts with the organization. For those financial institutions offering insurance products, the disaggregation "active" applied to Client Individuals (PI4060) would include those with active insurance policies. Wherever possible, organizations are encouraged to report and disaggregate the number of individuals, rather than the number of active groups or the number of active policies/accounts.